St. Joseph Mercy Hospital Pontiac Federal Credit Union


We are pleased to offer you a wide variety of services to suit your needs.  Here are just a few of the benefits a Credit Union Membership can offer you:



Direct Deposit allows you to have your St. Joseph Mercy Hospital paycheck deposited into any of your credit union accounts.  This is an efficient way to save or make payments on your credit union loans.  Effective October 1 ,2013, you will have the option of direct depositing a portion of you paycheck to your credit union accounts.  See hospital or credit union staff for assistance.

With Direct Deposit, you can also have your payroll, Social Security check or pension check deposited electronically into your credit union account.  These deposits can be distributed into your accounts as you wish.

Eliminate the possibility of lost, late or stolen checks with Direct Deposit.


Enjoy 24-hour access to your credit union accounts with an ATM or Debit Card.  We have two ATM's, one is located in the hospital lobby near the gift shop, and the other is near the Emergency Room entrance. There are no fees for members using these machines.  In addition, there are over 28,000 machines that offer "No Surcharge" service.



  • Visa Debit Card
  • Online Banking Services
  • Money Orders
  • Automatic Telephone Teller Services
  • Notary Services
  • Full Family Membership
  • NADA Blue Book Quotes
  • Informative Quarterly Newsletter
  • Service Centers
  • Visa Gift Cards
  • Re-loadable Debit Cards
  • "Grand Slam" Club Membership